Our Firm

Our advisers have years of experience in personal finance, and are are Certified in Public Accounting (CPA) and Financial Planning (CFP®).

When the public is surveyed about who they consider their most trusted advisor, the CPA designation consistently finishes first by a wide margin. And in recent years the Certified Financial Planner® has become the credential viewed most by the financial community as the leading designation for those providing personal financial advice.

The Vanguard Group® is the world’s largest no load (no commission) mutual fund organization, and has more than one hundred and twenty five funds available to the individual investors. Vanguard has the lowest cost in the industry.

While we often recommend many of the Vanguard funds, there is no bias in that direction. In fact, virtually any mutual fund is available to the clients of CIM through brokerage services.

CIM Financial Advisers is a Fee Only investment management and personal finance planning service provider.


Harry McCullough, CPA, CFP
Harry’s accounting degree is from LaSalle University. He’s a Certified Public Accountant (1976) and a Certified Financial Planner® (2000).

Harry has been an investment adviser since 1997, and founded Comprehensive Investment Management, LLC, in 2004.

He’s a member of the Pennsylvania Institute of Certified Public Accountants and has extensive advisory experience in all aspects of financial planning - investments, taxes, retirement planning, estate planning and insurance.



Michael C. Collins, CPA, CFP

Michael’s accounting degree is from Widener University (1987). He’s a Certified Public Accountant (1990) and a Certified Financial Planner® (1995).

Michael is a principal shareholder of Collins & Company, CPA’s in Media, PA, and as a speaker for the Internal Revenue Service Taxpayer Education Program has given presentations on various tax topics. He is a member of the Pennsylvania Institute of Certified Public Accountants, the National Society of Tax Professionals, the Delaware County Attorney/CPA Forum, and is a registered QuickBooksâ Professional Advisor.



Brian A. Collins, CPA, CFP

Brian’s accounting degree is from Shippensburg University (1987). He’s a Certified Public Accountant (1990) and a Certified Financial Planner® (1993).

Brian is a principal shareholder of Collins & Company, CPA’s in Media, PA, and as a speaker for the Internal Revenue Service Taxpayer Education Program, has given presentations on various tax topics. He is a member of the Pennsylvania Institute of Certified Public Accountants, the CPA Computer Users Group, and the Delaware County Attorney/CPA Forum, and is a registered QuickBooksâ Professional Advisor

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.